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Thursday, November 17, 2011

Mortgage Tips / Facts for the American Crisis


The housing market is well … well is there one? I guess if you’re buying you’re in luck. If you’re simply trying to stay in your home, the Obama Administration has created some limited time luck for you.  It’s called the “Making Home Affordable Program” and here are some tips from a former field rep. for staying on top of the banks, which are simply trying to do everything in their control to make sure you are unable to cash in on the program.  These are banks like Bank of America and Wells Fargo and you can picture the rest.  
Say you just lost your job and you know if something doesn’t come up soon, you will be in jeopardy of being late on a mortgage payment - don’t wait! The banks will try to give you split payments, etc; you do not have to be behind on your mortgage to apply.  You do have to have a hardship and in this market who doesn’t.  Write it out detail by painstaking detail and then provide as much documentation as possible: doctor’s notes, bills, anything that confirms an illness, or unexpected medical care braces etc; paystubs or notes from employers cutting hours and/or the unemployment spread sheet you can get on line.  Gather your evidence and keep a copy. 

Steps so you do not feel overwhelmed…

Monday, November 14, 2011

MOJO - Domestic Violence / DHHS / DCYF / Judicial Oppression / Fraud

Dear Mothers and Others;

It’s your intuition that leads unless you neglect to follow it.  Erin Brockovich once said “If you follow your heart, if you listen to your gut, and if you extend your hand to help another, not for any agenda, but for the sake of humanity, you are going to find the truth.”